Accident and Income Protection

Accident Protection

Q Financial Services can provide advice and arrangement for an accident protection policy. This plan pays out a cash lump sum if you suffer a specified accidental injury.

This plan can pay out for:-

  • Accidental broken bones
  • Hospitalisation due to accident
  • Accidental permanent injuries
  • Accidental total permanent disablement
  • Accidental death
  • Funeral benefit

This plan requires no medical information although certain exclusion will apply.

A Q Financial Services representative can answer any questions you may have on this policy.

Income Protection

At Q Financial Services we can provide income protection for you and your family. We feel this is one type of cover that is very much overlooked but is crucially important to you and your family. The policy pays out a monthly sum replacing part of your income (usually 50 -70%) until retirement or you return to work if you were unable to work due to sickness or accidents. Although ……. terms plan are also available.

This policy will start to pay out after an initial waiting period between 1-12 months being the most common.

At Q Financial Services we take the time to understand your requirements for this arranging an appropriate plan that works alongside current arrangements such as employer benefits.

We often think if you had a machine in the corner of your kitchen that once a month you pressed a button and out came £2,000 would you insure it against breakdown!