At Q Financial Services, we can provide advice on Income Protection plans for you and your family.
We feel this is a type of cover that is often overlooked but is crucially important – ensuring that you can maintain stability and security when you need it most. This type of policy pays out a monthly tax-free sum, replacing part of your income (usually 50 -70%) if you are unable to work due to illness or incapacity. This policy will start to pay-out after an initial waiting-period of your choice (between 1 & 12 months) and will continue until retirement or your return to work. Shorter-term plans are also available.
At Q Financial Services, we take the time to understand your requirements; arranging an appropriate plan that works alongside any current provisions, such as employee benefits.