Accident and Income Protection

Q can provide advice and arrangement for an accident protection policy. This plan pays out a cash lump sum if you suffer a specified accidental injury.

This plan can pay out for:

– Accidental broken bones
– Hospitalisation due to accident
– Permanent Accidental injuries
– Total permanent Accidental disablement
– Accidental death
– Funeral benefit
This plan requires no medical information although certain exclusion will apply. A Q representative can answer any questions you may have on this policy.

Income Protection

At Q, we can provide income protection for you and your family. We feel this is one type of cover that is very much overlooked but is crucially important to you and your family. The policy pays out a monthly sum replacing part of your income (usually 50 -70%) until retirement or you return to work if you were unable to work due to sickness or accidents. Although term plans are also available.
This policy will start to pay out after an initial waiting period between 1-12 months depending on what you choose.
Q takes the time to understand your requirements for this arranging an appropriate plan that works alongside current arrangements such as employer benefits.
We often think if you had a machine in the corner of your kitchen that once a month you pressed a button and out came £2,000, would you insure it against breakdown?

Contact Us

If you want to know more about our accident and income protection, or wanted to talk more about your businesses’s needs, please get in touch with us.