Life and critical illness protection services are designed to cover you and your family in the unfortunate event of falling ill, the cover can help pay for medical expenses and provide a lump sum to your family.
These policies are designed to pay out a lump-sum upon death or being diagnosed with a specified critical illness, the most common being Cancer, Heart Attack or Stroke. However, the list of illnesses continues to become more comprehensive.
Most clients take out protection plans to ensure they leave a lump-sum pay out for their family to help with the repayment of debt, which is most commonly in the form of a Mortgage. Critical Illness Protection could alternatively be used to pay for medical treatment or improvements to the home in the case of disability.
Q will take the time to provide you with a review of your circumstances either at our offices or in the comfort of your own home.
We always believe it’s important to understand your priorities and needs, before providing you with the most suitable solution.
This is an initial fee free, no-obligation consultation.
All applications and trust forms will be completed by us and we will keep you updated on every step of the process for constant peace of mind.
If you want to know more about our Life and Critical Illness Protection or wish to discuss your individual needs with us, then please get in contact.