Personal Insurance
Protecting the things that matter most.
The best laid financial plans could often come unstuck in the event of a serious illness, or even worse, a death.
No one likes thinking about these areas but they are often the most important part of the planning jigsaw.
Whether you have loved ones that you want to take care of or a large debt that you want to insure, our expert team of qualified planners are on hand to guide you through the process.
If budget is a concern, we can establish what is comfortable for you to commit to, after all, we would rather you have something than nothing.
Family Protection
Your loved ones are the most important people in your life and the thought of not being able to provide for them is pretty tough to do. Our whole of market, independent range of insurance products can cater for all of you and your family’s needs.
Life Cover – A policy designed to pay out a tax free lump sum in the event of death during a specified timeframe.
Critical Illness Cover – A policy designed to pay out a tax free lump sum in the event of a diagnosis of a critical illness covered by your plan.
Income Protection – A policy designed to pay out a monthly income, equivalent to a percentage of your salary in the event that you are unable to work due to serious accident or illness.
Mortgage / Debt Protection
A mortgage is likely to be the biggest debt you will ever have so it’s important that funds are available to repay this in the event of either death or suffering a critical illness.
As there are differing styles of mortgage e.g repayment or interest only, your financial planner can advise you on the most suitable solution for your circumstances.
Contact Us
For more information on of the above services, please get in touch to arrange and informal, no-obligation chat with a member of our financial planning team.